Know Where You Stand. Get Your Application Reviewed

Borrowing Calculator

Estimate how much you could borrow by entering your income and expenses.

About Me

children (under 18)

adults (18 and over)

My Income

$

(Annual income before tax)

$

(Annual income from rental property)

$

(e.g. regular bonus, overtime, pension)

Expenses

$

(e.g. food, electricity, transport, education, entertainment)

$

(If you have one and there you'll live in a rental)

$

(If you already have a home loan)

$

(Combined credit limit (not total credit)

CALCULATE

You may be able to borrow up to

$1,234
% p.a.

Comparison rate is the key*

Loan to Value ratio  (LVR) is the total amount you have borrowed for your loan as a percentage of your property value. Minimum borrowing amount is $10,000 to be eligible for a home loan. Wealth Package rates require a minimum initial package lending balance of $150,000.

Why apply for conditional pre-approval?

Conditional pre-approval helps you search for a property with confidence. Speak with one of our lenders or start your application online for free for 100 days.

What you'll receive
  • A tailored interest rate when you speak with us
  • Knowledge of how much you're pre-approved to borrow
  • Ongoing support from our lending experts
  • An estimate of how much deposit you'll need to borrow, based on the property value
BOOK YOUR FREE CONSULTATION TODAY!