Tax Returns
Generally banks like 2-3 years of annual ATO income returns or if you're self-employed company annual returns.
General Requirements
What you need to apply for a mortgage It's no secret banks like to know who they lend to will make their repayments.
Proof of Employment
Typically an employment contract, some payslips where possible to give evidence that you'll be able to repay your loan.
Savings & Debt Evidence
This will generally include statement of account i.e. your bank balance, any documents of credit card debts and loans.
Don't stress if you don't have all of this.
We'll help you figure out your financial position.
Our accounting partners can help you assess your existing assets and liabilities.
We'll help you consolidate your debts.
If suitable, we'll consolidate your loans making managing your finances easy.
We'll help you
get a competitive mortgage.
Our experts prepare your loan application to help get approval from more lenders.
We'll help you review your mortgage.
Understand what most lenders look for in processing and approving your home loan.
Why Go With Us
We search, compare and negotiate
We individually assess your refinancing goals, research the market, compare rates from various banks and lenders and work with you to find a loan to suit your needs.
We do the heavy lifting
We keep the application process simple by managing the paperwork on your behalf right through to settlement.
We help choose the loan that's right for you
We present the options and the facts, to help you secure the right home loan for you.
What Our Clients Are Saying
Working with Chris from Gracelands Drive was great. He made it simple and easy to get my applications finalised and approval was quick.
Moli Sui
First Home BuyerThe team at Gracelands Drive helped me get better rate and release some equity for home renovation works.
